Requirements:
- Candidate must possess at least an Advanced Diploma / Bachelor’s Degree Computer Science / IT / Finance & IT / Math.
- At least 7 year(s) of working experience in consulting and pre-sales of datawarehousing, ETL, business intelligent & business performance, etc
- The candidate must be expereince & knowledgable in financial services industry (banking / insurance) or in the domain of Finance, consumer insights, enterprise business information performance, Knowledge and experience of Enterprise Performance Management products (Hyperion, SAS, Teradata, Cognos, Business Objects, SPSS, Outlooksoft, Cartesis, etc) Ideally but secondary experience of working with ERP products (Oracle, Siebel, Peoplesoft, JD Edwards, SAP, BAAN)
- Knowledge / exposure in Project Management & Account Management Experience of pre-sales delivery in a major software vendor
- Experience of working with fast-paced, multi-disciplinary environment to develop and deliver solutions
- Good communication skills - able to articulate key messages very clearly
- Results orientation - you won’t be satisfied until the job is done with excellent delivery standard
- Good understanding of the IT market/trends particularly in the business intelligent, datawarehousing, Business performance & related field
- Proactively support sales teams in positioning the solutions as a key differentiator Self motivated, hunger to achieve, acute sense of hunter instinct to seize opportunities
- Have the natural drive to learn and pick up new challenges Eagerness to succeed & WIN
- Enjoy the challenge of turning technical, functional & business skills into power influence on prospects & clients.
- Work experience in a similar role is an advantage Strong solutions presentations & demonstrations skill Experience in answering tenders / RPI / RFP / RPQ
- Maintain in depth and up to date knowledge of relevant business drivers & typical customer needs
- Ensure collaboration with industry presales teams, the core technology presales community and sales.
- Actively developing products & solutions expertise in the area of Business Intelligent, datawarehousing & Enterprise Business Performance Full-Time positions available.
- Applicants MUST be Malaysian or with work permit not tie to any employers
If you meet the above requirements & keen in an excellent career opportunity, leave me a message & I will get back to you in a jiff.
We All Need To Become Millionaires. How does this statement sound to you ? A little materialistic, money manic ? It was the statement made by an investment advisor licensed by our SC. Read on the article by Ooi Kok Wah, an investment advisor licensed by SC published in The Star Business section on Jan 28.
One must have cash reserves of about RM1mil to be able to maintain one’s current lifestyle 20 years after retirement
Ooi Kok Hwa: The key principle here is we need to have cash reserves of more than RM1mil to be able to maintain our current lifestyle 20 years after retirement.
WE need to become millionaires when we retire! A lot of people have misconceptions about being millionaires. To them, being a millionaire means they should own total assets – by adding up their total cash, house, Employees’ Provident Fund (EPF) contribution and car – that are worth RM1mil and above.
They believe that once they achieve one million cash, they should enjoy themselves by driving big luxury cars and staying in bungalows.
In reality, all of us need to become millionaires when we retire at age 55. Based on our computation, we need to own total cash, including all money in savings, fixed deposits and EPF, which have total value of more than RM1mil.
The key principle here is we need to have cash reserves of more than RM1mil to be able to maintain our current lifestyle 20 years after retirement from age 55 to age 75. This is on the assumption that we can live up to 75 (the average lifespan of Malaysians).
Based on our computation (see table), if you are now 35 years old and your current monthly expenses are RM3,000 per month, assuming you are only able to generate a return of 3% (the return from fixed deposits) on all of your savings and the RM3,000 will grow by the average historical inflation rate of 3.5% per annum, you would need RM1.6mil when you retire at age 55.
This amount will be enough to maintain your current lifestyle for the next 20 years after your retirement at 55.
However, if you need to spend RM5,000, RM7,000 or RM10,000 per month, then you need RM2.6mil, RM3.7mil and RM5.3mil respectively at your retirement age of 55.
In short, you need to become a millionaire when you retire even if you only maintain a simple lifestyle after your retirement. You will not be able to use this money to buy a big luxury car or a bungalow, as you really need the money for the next 20 years.
Thomas J. Stanley and William D. Danko have conducted research on the reasons why some Americans become wealthy. They discovered that a lot of them live well below their means.
Unfortunately, we notice that some Malaysians do not have enough money when they retire. Some of them may not be aware that they really need to accumulate that amount of money when they retire. Some may be aware, but they may have used up all their savings to support their children’s education. As a result, they need to find a job after retirement.
Some may have difficulties finding a job. A lot of companies may prefer to employ a young graduate rather than a retiree unless the latter is willing to accept a lower pay.
We also believe that a lot of investors are quite worried about having enough money for retirement. They are also concerned that their money may not be enough to protect them against inflation. Hence, besides controlling our expenses, we also need to know how to grow our money.
Looking at the table, different minimum achievable annual target returns can provide different required amounts for retirement.
For the current monthly expenses of RM3,000, if you are only able to generate a 3% return per annum, then you need to have RM1.6mil for retirement whereas you only need about RM900,000 if you are able to generate a return of 10%.
However, higher returns come with higher risks. We need to understand our risk tolerance level. We need to equip ourselves with adequate investing knowledge if we intend to generate higher returns.
We begin this New Year of 2009 with dampened enthusiasm and dented optimism.
Our happiness is diluted and our peace is threatened by the financial illness that has infected our families, organizations and nations. Everyone is desperate to find a remedy that will cure their financial illness and help them recover their financial health.
Every new year, I adopt a couple of old maxims as my beacons to guide my future.
This self-prescribed therapy has ensured that with each passing year, I grow wiser and not older.
This year, I invite you to tap into the financial wisdom of our elders along with me, and become financially wiser.
Hard work : All hard work brings profit; but mere talk leads only to poverty.
Laziness : A sleeping lobster is carried away by the water current.
Earnings : Never depend on a single source of income.
Spending : If you buy things you don’t need, you’ll soon sell things you need.
Savings : Don’t save what is left after spending; but spend what is left after saving.
Accounting : It’s no use carrying an umbrella, if your shoes are leaking.
Auditing : Beware of little expenses; a small leak can sink a large ship.
Risk-taking : Never test the depth of the river with both feet.
Investment : Don’t put all your eggs in one basket.
I’m certain that those who have already been practicing these principles remain financially healthy. I’m equally confident that those who resolve to start practicing these principles will quickly regain their financial health.
Let us become wiser and lead a happy, healthy, prosperous and peaceful life. Opportunities are never lost. It’s just that the other fellow takes what you miss.
Warren Buffet